Other Insurance in Georgia and South Carolina

If you slipped and fell or experienced another job-related injury, insurance can help. Covenant Insurance, headquartered in Pooler, GA, can guide you through the steps of obtaining workers’ compensation coverage for your business.

For Workers

We can help you with the information provided by your state’s government to guide you when making a worker’s compensation claim. This guide tells you what you need to know about income, medical, and rehabilitation benefits. Your employer has 21 days to investigate your injury. You have one year to file your claim with the State Board of Workers’ Compensation.

For Employers

You must make sure you have coverage suitable for your industry. For instance, construction, production, or restaurant sectors pose a high risk to employees. Any work performed behind a desk usually has a lower risk assessment. Make sure your policy provides for all potentially hazardous conditions so that you won’t have unexpected lawsuits in the future.

Your place of business must also provide workers’ compensation insurance based on the estimated number of employees you have. It’s hard to tell sometimes how many employees you will have each year. However, your Covenant Insurance agent will help you obtain the best policy for you based on the number of people who work for you right now.

If you employ at least three people, your we advise that you strongly consider workers’ compensation insurance. This count might include full-time executive officers and perhaps the owner. If you’re not sure, however, whether you should obtain financial and personal injury protection or not, make sure you find out before it’s too late. In some cases, you could be exempt, but why take that chance?

Direct all questions to Covenant Insurance. We’re headquartered in Pooler, GA, serving residents and business owners in both Georgia and South Carolina. Employee coverage is important. We’re here to help you.