Category: Boat/Watercraft Insurance

Do you have comprehensive insurance for your boat, jet skis, wave runners, trailers, and everything else you take out on the water? At Covenant Insurance, we have developed some guidelines for our customers in Pooler, GA, and throughout the state.

• Most of our customers opt for "agreed value" insurance for their boats and other watercraft. This implies that standard boat insurance compensates the boat’s value minus depreciation in case of a total loss.
• Boat owners in Georgia need year-round protection. This includes coverage for your boat, whether it’s on the water, road, or stored safely away.
• All-hazard coverage safeguards your boat regardless of how it is damaged by collision, storm, or accidental mishap. Theft coverage is also available.
• Including medical coverage for boat-related accidents is essential. The deductible for this coverage is often lower than your health insurance policy.

Another vital factor in insuring your boat is liability coverage. If you have substantial cash or liquid assets, allow your teenagers to operate your boat, or use your boat as a party craft, you should consider umbrella insurance in addition to your standard watercraft policy.

Umbrella insurance increases your liability coverage from the relatively low limits in most boat policies to $1 million, $5 million, or even more.

Umbrella insurance covers you for incidents with your boat that happen in international waters. It helps foot the bill for legal expenses. It can also safeguard your hard-earned cash in the unfortunate event of an injury accident with your watercraft.

Whether you live in Pooler, GA, or anywhere in the state, Covenant Insurance has got you covered. Reach out to us today for a policy review!

Boat owners in Pooler, GA and the surrounding communities can rely on the team at Covenant Insurance to help them protect their boats. Owning a boat is a great way to spend time with friends and family, but it also requires appropriate insurance protection. Our team can help you find a policy that includes features that will help you enjoy your time on the water even more.

Boat Towing Services Could be Covered by Your Comprehensive Policy

If you’ve ever been stranded out at sea, you already understand how important water towing services are. If you opt for a comprehensive boat policy, this is a service that could be covered by your policy. Additionally, a comprehensive policy can also offer additional liability protection that can provide coverage when your boat is involved in a mishap that causes property loss or injury. This type of policy allows you to enjoy time spent on your boat without having to worry about personal liability if you’re involved in an accident.

Your local insurance agent can review your needs with you and present the policy options that you can choose from to meet them. Having the right policy in place allows you to enjoy your boat responsibly while protecting your personal financial interests. 

We’re here for you!

Covenant Insurance is proud to serve the greater Pooler, GA area and help our community obtain the insurance protection they need. If you’re thinking of buying a boat, or want to upgrade your current boat policy, give us a call today. We’re here to help you find the right insurance to protect your vessel. Call or stop by today!

Covenant Insurance has been serving the Pooler, GA area residents with all their insurance needs, including coverage for their watercrafts. Preparing your boat for a storm can be an important step in ensuring that it survives the worst weather conditions.

When preparing your boat, there are several things to consider, including:

1. Ensure that all of the necessary tools and equipment are on board before you set out. This may include things like extra fenders, life jackets, or other safety gear, as well as ropes and anchors for securing the boat.

2. Inspect your boat for any damage or wear and tear before you leave the port. This will allow you to make any necessary repairs or replacements before you get caught in bad weather conditions. Some things to look out for include leaks, missing parts, or damaged sails or moorings.

3. Make sure that your boat is properly secured before you set out. This may include things like securing all of your belongings, ensuring that the cover is tightly fastened, and keeping extra lines close at hand.

4. Time your departure so that you leave port well before any bad weather hits. This will give you more time to react if something goes wrong and will help ensure that you are not caught in a dangerous situation once the storm begins.

5. Re-inspect your boat for damage or wear after the storm has passed, just to be on the safe side. If there have been any significant changes in conditions, such as large waves or high winds, then it may be worth bringing in a professional to inspect your boat for any damage.

Get Coverage For Your Boat

Taking the time to prepare your boat for a storm is a crucial step in making sure that it survives unscathed. Ensure that your boat insurance has been updated to meet your needs For more tips to care for your boat, call Covenant Insurance today. We proudly serve the Pooler, GA area.