Umbrella insurance gives you extra coverage on top of some of the insurance policies you already have. It works with auto and home insurance policies, increasing the amount of coverage that they give you. When you have home and auto insurance and want to be better covered, umbrella insurance may be the best choice for you. It’s a cost-effective type of insurance that comes with an enormous amount of coverage. When you’re interested in this insurance type, give us a call at Covenant Insurance in Pooler, GA.
More Liability Coverage
Your auto and home insurance policies each come with different coverage types, and one of these is your coverage against liability. These policies often have a small amount of this coverage, and this can leave you vulnerable. If you were to have a serious accident in which one or more people were injured, these policies may not have enough liability coverage to cover it all. However, getting umbrella insurance changes that. It gives you more liability coverage for both of these policies. Getting umbrella insurance costs far less than directly adding coverage to your home and auto policies.
How the Coverage Works
If there’s been a serious accident with your vehicle or on your property and someone is injured, your home or auto policy will be enacted. This policy will pay as much as it can toward the medical bills and other costs associated with the accident. If there are bills left over to pay, that’s where your umbrella policy comes in. It pays those overages and protects you against what could be severe financial damage. With their very high maximums, these policies can pay for even very serious accidents.
Get Umbrella Insurance
When you’re looking for better protection against liability, call us at Covenant Insurance in Pooler, GA to find out more.
